About Us

Foley Office

The original home of The Insurance Shoppe, our Foley location has been providing Central Minnesota with personal and specialized insurance for nearly 30 years. In 1987, Ron Zillmer founded The Insurance Shoppe with the vision of being the premier insurance provider in the Foley area. Even though we’ve grown and added locations in Princeton and Milaca, our commitment to providing our community with one-on-one and individual insurance solutions, at the best rates, has never changed. The experienced team at our Foley location has all the tools and know-how to find you the coverage you need. Meet the Foley team:

Ron Zillmer
Email: ronzillmer@the-insurance-shoppe.com

Founder and former president and owner, Ron Zillmer, has over 30 years of insurance industry experience. Although Ron is now technically retired, he still enjoys working with Medicare supplemental lines of insurance.

Ron enjoys spending time with his five children and five grandchildren. Ron’s hobbies include spending time at the cabin, fishing, hunting, and motorcycling.

Karen Garceau
Email: garc@the-insurance-shoppe.com

Since 1995, Karen has been providing The Insurance Shoppe clients with exceptional customer service. In addition to being the Licensed Customer Service Representative at our Foley location, Karen is licensed in both Property and Casualty and also Life and Health insurance lines.

Karen and her husband, Ted, reside in Foley. They have five grown children and eleven grandchildren. Karen is very active with her grandchildren and enjoys spending her free time with them.

Amy Kroska
Email: amy@the-insurance-shoppe.com

Amy joined the Foley office in July 2013 and is licensed in Property and Casualty Insurance. Amy brings over 20 years of client and customer service to the table and enjoys meeting and working with our customers. She loves saving people money and finding the best rates available. She also does all the bookkeeping for the agency.

Amy and her husband, Jared, reside in foley and have two children, Claire and Jackson. Amy enjoys singing, attending high school sporting events, and spending time with family and friends.

Princeton Office

The Insurance Shoppe’s Princeton location was opened in 1991. Since then, the Princeton office has become one of the area's largest insurance providers. The office is fully staffed with licensed agents and customer service representatives. Much like our Foley and Milaca locations, the Princeton office provides all lines of insurance. Whether you’re looking for home, auto, recreational vehicle, life, health or commercial insurance, we can do it all. Meet the Princeton team:

Dennis Johnson
Email: dennis@the-insurance-shoppe.com

Dennis has been a member of the Princeton team since 2001. In addition to serving as The Insurance Shoppe Vice President, Dennis is licensed in all lines of personal and commercial insurance, specializing in commercial. Dennis has over 16 years of experience in the insurance industry.

Dennis and his wife, Kelley, are lifelong residents of the Princeton area. They have three grown children Erin, Allie & Eric.

Dennis enjoys hunting, fishing, and spending time at their cabin on the lake.

Lynn Gunderson
Email: lynn@the-insurance-shoppe.com

Lynn is our Office Manager and licensed Customer Service Representative at the Princeton location. Lynn brought seven years of prior industry experience when she joined The Insurance Shoppe in February 2011.

Lynn resides in Sauk Rapids along with her four children Alli, Hattie, Brantley, and Barrett.

Lynn enjoys spending time with her family, shopping, traveling, ice fishing, snowmobiling, and spending time at the lake.

Phil Svihel
Email: Phil@the-insurance-shoppe.com

The senior member of the Princeton office, Phil has been a part of The Insurance Shoppe team since October 1997. Although Phil is licensed for your complete auto, home, farm, and commercial insurance needs, he specializes in auto and home lines.

Phil and his wife, Michelle, are lifelong residents of the Foley area. They have three children as well as one son-in-law and one daughter-in-law: Karen and her husband Joel, Jenny, and Danny and his wife, Erin.

Phil enjoys spending time with his family, hunting, fishing, almost any outdoor activity, and going to the cabin to relax with friends and family.

Nelli Walsh
Email: nelli@the-insurance-shoppe.com

Nelli has been part of our Princeton team since March of 2018, becoming licensed in Property/Casualty shortly thereafter. With over 18 years in the Customer Service Industry, she is sure to greet you with a smile 🙂

Nelli resides in Princeton with her high school sweetheart, Josh, and their 2 small children, Teagan and Coby.

She enjoys family time camping and attending dirt track races, and getting out of the house with her friends from time to time.

Milaca Office

In 2013, The Insurance Shoppe acquired Safeguard Insurance Agency and welcomed the Milaca community to our family. The insurance professionals at the Milaca office are proud to provide full lines of home, auto, agricultural, commercial, workers compensation and bonds with the same friendly, local, and personal attention you’d expect from The Insurance Shoppe. Walk-ins are always welcome. Meet the Milaca team:

Steve Carlson
Email: scarlson@the-insurance-shoppe.com

Steve Carlson has been a licensed agent since 1980. He is licensed in all lines including life insurance and bonds. Steve works with both personal and commercial lines and is also a public notary. Steve lives in the Princeton area and works in the Milaca office.

Zac Zillmer
Email: zacz@the-insurance-shoppe.com

Zac Zillmer has been the President since January 2017 after his father Ron's retirement. Zac's passion is insurance and he is dedicated to protecting individuals and families especially after becoming a husband and father himself.

Zac is an active member of the Foley and Milaca communities. He is a member of the Foley and Milaca Area Chamber of Commerce, a board member at Stones Throw Golf Course, as well as a football coach for the Foley Falcon varsity football team.

Zac is married to Kylie and they have a daughter, Rose, that keeps them very busy and entertained. In his free time, Zac enjoys golfing, watching sporting events, and spending time with his family and friends.

Kara Krotzer
Email: kara@the-insurance-shoppe.com

Kara joined our Milaca office in September of 2017 and has filled the role of Customer Service Representative. Along with being a CSR, Kara is also licensed in Property and Casualty Insurance and can assist you in your home, automobile and other personal line insurance needs.

Kara, born and raised in Milaca, brings over 9 years of customer service experience to The Insurance Shoppe. She has worked in the Milaca area for over 6 years and has participated in multiple community events.

Kara enjoys spending her free time at Stones Throw Golf Course located along the scenic Rum River in Milaca and enjoys spending time with her family and friends.

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