The Insurance Shoppe

Our Agents


The Insurance Shoppe - Foley

Foley Office

The Insurance Shoppe has been helping Minnesota residence with all their insurance needs for over 20 year. All of our offices specialize in Home, Auto, Recreational Vehicles (Boats, ATV’s, Cycles, RV’s & more) Farms, Commercial Business including Workers Compensation and Bonds, Life and Health Insurance. Ron started the business in 1987 in our Foley location. He grew his business and added Princeton in 1991, Pierz in 1999 and Milaca in 2013. We are proud to serve such great communities in Central Minnesota!


Ron Zillmer
Ron is the owner and president of The Insurance Shoppe. He started the agency from scratch in 1987, while still active as an agent he also maintains the agencies day to day operations. Ron’s hobbies include enjoying time with his 5 children and 4 grand babies, spending time at the cabin, fishing, hunting and motorcycling.
Karen Garceu
Karen is a Licensed Customer Service Representative at our Foley Location. Karen is licensed in both Property and Casualty and also Life and Health lines. Karen has been with The Insurance Shoppe since 1995.

Karen and her husband Ted reside in Foley. They have 5 grown children and 8 grandchildren. Karen is very actively involved with her grandchildren and her free time is mostly spent with them.
Scott Beehler
Scott has been with The Insurance Shoppe as a licensed agent in Foley since 2011. He is a 2009 graduate from Southwest Minnesota State University where he earned his Bachelor’s Degree in business administration, along with minors in marketing and financing. He was a member of the football team there. He is licensed in home, auto, farm, commercial, life and health insurance.

Scott and his wife Nicole are lifelong residents of the Foley area with their son Caleb and a baby girl on the way.

Scott enjoys hunting, camping, sports, and spending time with his family and friends.
Amy Kroska
Amy joined our office in July 2013. She obtained her Property and Casualty Insurance license in August 2013 and enjoys meeting and working with our customers. Amy has over 15 years’ experience in customer service in the construction industry. She and her husband Jared reside in Foley and have 2 children, Claire and Jackson. Amy enjoys gardening, singing, and spending time with family and friends.
Bryan Moshier
Bryan started working for the Insurance Shoppe as a licensed agent in 2013. He specializes in personal and commercial lines. He grew up in Foley where he now resides with his wife Heather, and is an active member of the Foley Fire Department. Bryan also enjoys his partnership with his father, hanging Christmas lights all over Foley and beyond for the season.
The Insurance Shoppe - Princeton

Princeton Office

In 1991, The Insurance Shoppe in Princeton opened and has since become on of the area's largest insurance providers. The office is fully staffed with licensed agents and licensed customer service representatives. Our location provides all lines of insurance, whether you are looking for home, auto, recreational vehicle, life, health or small to large commercial insurance, we can do it all for you!


Dennis Johnson
Dennis is an Agent for the Insurance Shoppe at the Princeton location. He is licensed in all lines of Personal & Commercial Insurance, specializing in Commercial. Dennis has over 16 years of experience in the Insurance Industry. He has been with The Insurance Shoppe since June of 2001.

Dennis and his wife Kelley are life long residents of the Princeton area. They have 3 grown children Erin, Allie & Eric.

Dennis enjoys Hunting, Fishing, and spending time at his cabin on the lake.
Lynn Gunderson
Lynn is the Office Manager and Licensed Customer Service Representative at the Princeton location. Lynn has 7 years of experience in the Insurance Industry prior to joining The Insurance Shoppe in February 2011.

Lynn and her husband Brandon reside in Sauk Rapids along with their 3 children Alli, Hattie and Brantley.

Lynn enjoys Spending time with her family, Shopping, Traveling, Ice Fishing, Snowmobiling and spending time at the lake.
Phil Svihel
Phil is an Agent for the Insurance Shoppe at the Princeton location. He is licensed for all of your auto, home, farm and commercial Insurance needs, specializing in Auto & Home. Phil has been with The Insurance Shoppe since October 1997.

Phil and his wife Michelle are life long residents of the Foley area. They have 3 grown children Karen and her husband Joel, Jenny, Danny and his wife Erin.

Phil enjoys spending time with his family, Hunting, Fishing, anything outdoors & going to the cabin to relax with friends and family.
The Insurance Shoppe - Milaca

Milaca Office

In 2013 The Insurance Shoppe purchased Safeguard Insurance Agency which is now our fourth location! We specializes in Home, Auto, Recreational Vehicles (Boats, ATV’s, Cycles, RV’s & more) Farms, Commercial Business including Workers Compensation and Bonds. We can also handle your Health and Life business. Walk-in’s welcome!


Steve Carlson
Steve Carlson has been a licensed agent since 1980. He is licensed in all lines including life insurance & bonds. Steve works with both personal and commercial lines and is also a public notary. Steve lives in the Princeton area and works in the Milaca office.
Melissa Besser
Melissa started her career in the insurance industry in 2009 and obtained her license for Property and Casualty Insurance in August of 2010. She specializes in writing personal lines insurance - Home, Auto & “Big Toys” - and enjoys educating customers on their coverages and how it relates to their assets and liabilities. She resides in Ogilvie with her husband Blaine and enjoys biking, kayaking, the great outdoors and spending time with friends and family.
Zac Zillmer
Zac grew up in Foley where he loved to play football, basketball and golf. Once he graduated from Foley High School, Zac attended Gustavus Adolophus College and was a member of the football team before enlisting in the Air Force. He was on active duty from March of 2008 to May 2011. He then went back to Gustavus and graduated in 2014.

Zac decided to start his career in the insurance industry and obtained his license in January. He is writing all lines of business including Life and Health!

Zac resides in Foley and enjoys playing golf, traveling, hunting and fishing. He continues to serve our country in the Air Force Reserves of Minneapolis.